Top Rated Mortgage Company In California

If you have mortgage related questions, we have the answers.

Specializing in California Loans

The Delfs Home Loans Team is your premier mortgage team located in Granite Bay, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in California.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

How much do you qualify for?

No Obligation. No Credit Check.

$350 M

in loans funded to date

10-DAY

average closing

100%

customer satisfaction rate

A couple closing a mortgage deal.

Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

Quick Custom Quotes & Streamlined Loan Experience

Experience fast, personalized quotes and a fully streamlined online loan application and approval process.

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, Our team will help you find the right financing solutions to meet your needs.

TODAY'S RATES

Mortgage rates can change on daily basis. Our team specializes in market trends and help homeowners to determine the right time to purchase or refinance.

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. Our team is here to help you with all of your mortgage refinancing needs.

5 Star Review

Our clients are the foundation of our success:

  • Ryan was recommended to me by my son. He was everything my son said he was... easy to talk to, answered all my questions, and professional at all times. Once... read more

    Deborah Weishahn Avatar Deborah Weishahn

    Ryan Delfs took the job and got it done! Already recommended Ryan to my close relatives!

    DOn Onitnelot Avatar DOn Onitnelot

    Had the pleasure of working with Ryan and I never imagined the process being so easy/smooth! With my lack of knowledge, Ryan’s guidance and expertise was much appreciated. Always answered... read more

    Joseph Haro Avatar Joseph Haro

    We have used Ryan Delfs several times and he is always amazing to work with. I would not trust anyone else but him. Refinances can be a very daunting task... read more

    Erica Schweigert Avatar Erica Schweigert
  • Ryan Delfs is an incredible person to work with. He is able to answer any questions and in a very timely manner. He stayed available and was in constant... read more

    Sherri Rubidoux Avatar Sherri Rubidoux

    Ryan Delfs of Sierra Wholesale Mortgage was very helpful and sincere during the process of my family on getting our new Home. He always reach out if theres any updates... read more

    john Avatar john

    Ryan was personable, professional and made the process smooth and easy. Thank you Ryan!

    Angela Lopez Avatar Angela Lopez

    I reached out to Ryan about refinancing after the company I was working with was giving me the run around. Not only did Ryan come in with a lower... read more

    Tiffany Kerbs Avatar Tiffany Kerbs
  • Working with Ryan was a pleasure from start to finish. He was informative and helpful, guiding me through the mortgage process each step of the way. I always felt like... read more

    Justin Downing Avatar Justin Downing

    Ryan was very professional with excellent communication throughout the refinance process. I was pleasantly surprised at how fast and efficient the loan proceeded from starting the inquiry and signing... read more

    Larry Aseo Avatar Larry Aseo

    { was so lucky to get to work with Ryan for several reasons. I needed him to get my loan approved as soon as possible and he worked hard... read more

    Ellen Hanley Avatar Ellen Hanley

    Jo Anne and I would like to go on record and say in 57 years of marriage, 3 houses and 4 refinances, this 5th one was the most helpful of... read more

    Jo Anne Nash Avatar Jo Anne Nash
  • Ryan Delfs of Sierra Wholesale Mortgage was absolutely phenomenal. He is very professional, doing his best to meet our needs & went the extra mile to make our purchase possible.... read more

    Sue RR Avatar Sue RR

    Ryan Delfs he’s kind a guy willing to help with a good heart.not like other loan officer always thinking how much money they going to collect with the client.but ryan... read more

    Rolando Macaldo Avatar Rolando Macaldo

    Ryan was amazing! He was very attentive, responsive, friendly, professional, and all around the biggest help through it all! Ryan was efficient and provided such positivity all throughout this stressful... read more

    Alexia DeLaPaz Avatar Alexia DeLaPaz

    Ryan was by far the best mortgage broker that I have ever used. He was friendly while being professional. He handled small bumps (caused by me) easily and... read more

    Don Oates Avatar Don Oates