Top Rated Mortgage Company In California

If you have mortgage related questions, we have the answers.

Specializing in California Loans

The Delfs Home Loans Team is your premier mortgage team located in Granite Bay, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in California.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

How much do you qualify for?

No Obligation. No Credit Check.

$350 M

in loans funded to date

10-DAY

average closing

100%

customer satisfaction rate

A couple closing a mortgage deal.

Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

Quick Custom Quotes & Streamlined Loan Experience

Experience fast, personalized quotes and a fully streamlined online loan application and approval process.

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, Our team will help you find the right financing solutions to meet your needs.

TODAY'S RATES

Mortgage rates can change on daily basis. Our team specializes in market trends and help homeowners to determine the right time to purchase or refinance.

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. Our team is here to help you with all of your mortgage refinancing needs.

5 Star Review

Our clients are the foundation of our success:

  • Ryan is the best loan officer that will help you get your dream house! He was able to close our first house in San Jose as first time homebuyers and... read more

    anthony arellano Avatar anthony arellano

    Ryan is a great lender ! He went above and beyond for me. He made things happen very quickly and stayed on top of everything as soon as he could.... read more

    Marcella Jaime Avatar Marcella Jaime

    Ryan was wonderful to work with. He is extremely responsive and you know exactly what needs to be done to move forward.

    Mike Vu Avatar Mike Vu

    He is are very skilled, kind, hardworking and patient people, he did everything he could to get me the house of my dreams. Thank you very much Ryan ... May... read more

    Willy Mercado Avatar Willy Mercado
  • We have used Ryan Delfs several times and he is always amazing to work with. I would not trust anyone else but him. Refinances can be a very daunting task... read more

    Erica Schweigert Avatar Erica Schweigert

    Jo Anne and I would like to go on record and say in 57 years of marriage, 3 houses and 4 refinances, this 5th one was the most helpful of... read more

    Jo Anne Nash Avatar Jo Anne Nash

    Ryan Delfs is an incredible person to work with. He is able to answer any questions and in a very timely manner. He stayed available and was in constant... read more

    Sherri Rubidoux Avatar Sherri Rubidoux

    Ryan worked with my partner and I to secure our mortgage for our first home. He was incredibly responsive and supportive with the many questions we had, spent time to... read more

    Madeline Howard Avatar Madeline Howard
  • I’ve done business with Ryan for almost 15 years - nothing but a positive and professional relationship. He has always done what’s best for my family and I. I highly... read more

    Gary Moran Avatar Gary Moran

    Ryan was amazing! He was very attentive, responsive, friendly, professional, and all around the biggest help through it all! Ryan was efficient and provided such positivity all throughout this stressful... read more

    Alexia DeLaPaz Avatar Alexia DeLaPaz

    Ryan Delfs he’s kind a guy willing to help with a good heart.not like other loan officer always thinking how much money they going to collect with the client.but ryan... read more

    Rolando Macaldo Avatar Rolando Macaldo

    Ryan was personable, professional and made the process smooth and easy. Thank you Ryan!

    Angela Lopez Avatar Angela Lopez
  • Ryan has been an instrumental, key player in the whole process of finding our first home as a newly wed couple. Ryan is not only professional, but he works efficiently,... read more

    Ashlie Pulliam Avatar Ashlie Pulliam

    Ryan was by far the best mortgage broker that I have ever used. He was friendly while being professional. He handled small bumps (caused by me) easily and... read more

    Don Oates Avatar Don Oates

    Ryan was amazing and can not recommend him enough. He was very responsive, professional and was a pleasure working. Look forward to working with him in the future. Thank... read more

    B C Avatar B C

    Ryan was recommended to me by my son. He was everything my son said he was... easy to talk to, answered all my questions, and professional at all times. Once... read more

    Deborah Weishahn Avatar Deborah Weishahn