Top Rated Mortgage Company In California

If you have mortgage related questions, we have the answers.

Specializing in California Loans

The Delfs Home Loans Team is your premier mortgage team located in Granite Bay, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in California.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

How much do you qualify for?

No Obligation. No Credit Check.

$350 M

in loans funded to date

10-DAY

average closing

100%

customer satisfaction rate

A couple closing a mortgage deal.

Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

Quick Custom Quotes & Streamlined Loan Experience

Experience fast, personalized quotes and a fully streamlined online loan application and approval process.

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, Our team will help you find the right financing solutions to meet your needs.

TODAY'S RATES

Mortgage rates can change on daily basis. Our team specializes in market trends and help homeowners to determine the right time to purchase or refinance.

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. Our team is here to help you with all of your mortgage refinancing needs.

5 Star Review

Our clients are the foundation of our success:

  • Ryan was by far the best mortgage broker that I have ever used. He was friendly while being professional. He handled small bumps (caused by me) easily and... read more

    Don Oates Avatar Don Oates

    Ryan was amazing! My husband and I have never purchased a home before now but Ryan made a complicated process very simple for us. He was always available when we... read more

    Giorgia Stuart Avatar Giorgia Stuart

    Jo Anne and I would like to go on record and say in 57 years of marriage, 3 houses and 4 refinances, this 5th one was the most helpful of... read more

    Jo Anne Nash Avatar Jo Anne Nash

    Ryan is the man! Very professional and great at what he does!

    Mario Juarez Avatar Mario Juarez
  • { was so lucky to get to work with Ryan for several reasons. I needed him to get my loan approved as soon as possible and he worked hard... read more

    Ellen Hanley Avatar Ellen Hanley

    Ryan is the best loan officer that will help you get your dream house! He was able to close our first house in San Jose as first time homebuyers and... read more

    anthony arellano Avatar anthony arellano

    He is are very skilled, kind, hardworking and patient people, he did everything he could to get me the house of my dreams. Thank you very much Ryan ... May... read more

    Willy Mercado Avatar Willy Mercado

    Ryan was personable, professional and made the process smooth and easy. Thank you Ryan!

    Angela Lopez Avatar Angela Lopez
  • I cannot recommend anyone better than Ryan Delfs. He is quick to respond, understands urgency & his follow-up & guidance during the process is impeccable. He's very experienced... read more

    Kim Dace Avatar Kim Dace

    If you are looking for someone to make a transaction happen don't look any further! Ryan Delfs was absolutely amazing to work with. He is educated, knowledgeable and sets up... read more

    Poulyana Pazand Avatar Poulyana Pazand

    Ryan is a customer's broker who is not driven by the dollar he's looking to make but what's right for you, the customer! He continues to find the best... read more

    Darrell Johnson Sr Avatar Darrell Johnson Sr

    Ryan worked with my partner and I to secure our mortgage for our first home. He was incredibly responsive and supportive with the many questions we had, spent time to... read more

    Madeline Howard Avatar Madeline Howard
  • Ryan was a pleasure to work with, and a breath of fresh air in an industry known for less than honorable characters. Would work with him again, and my... read more

    Nicholas Krygier Avatar Nicholas Krygier

    Ryan Delfs of Sierra Wholesale Mortgage was very helpful and sincere during the process of my family on getting our new Home. He always reach out if theres any updates... read more

    john Avatar john

    We were very pleased with the service we received from Ryan Delfs. He always responded quickly to our messages and was very patient throughout the process. Ryan is... read more

    Ron Slimm Avatar Ron Slimm

    Ryan was amazing and can not recommend him enough. He was very responsive, professional and was a pleasure working. Look forward to working with him in the future. Thank... read more

    B C Avatar B C