Top Rated Mortgage Company In California

If you have mortgage related questions, we have the answers.

Specializing in California Loans

The Delfs Home Loans Team is your premier mortgage team located in Granite Bay, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in California.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

How much do you qualify for?

No Obligation. No Credit Check.

$350 M

in loans funded to date

10-DAY

average closing

100%

customer satisfaction rate

A couple closing a mortgage deal.

Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

Quick Custom Quotes & Streamlined Loan Experience

Experience fast, personalized quotes and a fully streamlined online loan application and approval process.

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, Our team will help you find the right financing solutions to meet your needs.

TODAY'S RATES

Mortgage rates can change on daily basis. Our team specializes in market trends and help homeowners to determine the right time to purchase or refinance.

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. Our team is here to help you with all of your mortgage refinancing needs.

5 Star Review

Our clients are the foundation of our success:

  • I worked with Ryan through my buyer client. He was amazing! Super responsive, dedicated and thorough. He made the whole process smooth and updated me before I asked for it.... read more

    Alex Vedder Avatar Alex Vedder

    Ryan is a customer's broker who is not driven by the dollar he's looking to make but what's right for you, the customer! He continues to find the best... read more

    Darrell Johnson Sr Avatar Darrell Johnson Sr

    Ryan is the man! Very professional and great at what he does!

    Mario Juarez Avatar Mario Juarez

    Ryan Delfs of Sierra Wholesale Mortgage was absolutely phenomenal. He is very professional, doing his best to meet our needs & went the extra mile to make our purchase possible.... read more

    Sue RR Avatar Sue RR
  • I’ve done business with Ryan for almost 15 years - nothing but a positive and professional relationship. He has always done what’s best for my family and I. I highly... read more

    Gary Moran Avatar Gary Moran

    Ryan was PHENOMENAL. He looked ahead at every twist and turn of the loan process which saved us time, money, and tears. He’s great at his job but he’s also... read more

    Heidi Motto Avatar Heidi Motto

    We were very pleased with the service we received from Ryan Delfs. He always responded quickly to our messages and was very patient throughout the process. Ryan is... read more

    Ron Slimm Avatar Ron Slimm

    Ryan Delfs is an incredible person to work with. He is able to answer any questions and in a very timely manner. He stayed available and was in constant... read more

    Sherri Rubidoux Avatar Sherri Rubidoux
  • Ryan was by far the best mortgage broker that I have ever used. He was friendly while being professional. He handled small bumps (caused by me) easily and... read more

    Don Oates Avatar Don Oates

    Ryan is a great lender ! He went above and beyond for me. He made things happen very quickly and stayed on top of everything as soon as he could.... read more

    Marcella Jaime Avatar Marcella Jaime

    Ryan was wonderful to work with. He is extremely responsive and you know exactly what needs to be done to move forward.

    Mike Vu Avatar Mike Vu

    Ryan Delfs of Sierra Wholesale Mortgage was very helpful and sincere during the process of my family on getting our new Home. He always reach out if theres any updates... read more

    john Avatar john
  • Very quick easy process !!

    brent pfitzer Avatar brent pfitzer

    Working with Ryan Delfs on Our mortgage was perhaps one of the Easiest and smoothest business dealings I have "ever" done in my life. In the difficult world of Mortgages... read more

    trackracer22 Avatar trackracer22

    Ryan was amazing! My husband and I have never purchased a home before now but Ryan made a complicated process very simple for us. He was always available when we... read more

    Giorgia Stuart Avatar Giorgia Stuart

    Ryan is the best loan officer that will help you get your dream house! He was able to close our first house in San Jose as first time homebuyers and... read more

    anthony arellano Avatar anthony arellano