Top Rated Mortgage Company In California

If you have mortgage related questions, we have the answers.

Specializing in California Loans

The Delfs Home Loans Team is your premier mortgage team located in Granite Bay, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in California.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

How much do you qualify for?

No Obligation. No Credit Check.

$350 M

in loans funded to date

10-DAY

average closing

100%

customer satisfaction rate

A couple closing a mortgage deal.

Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

Quick Custom Quotes & Streamlined Loan Experience

Experience fast, personalized quotes and a fully streamlined online loan application and approval process.

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, Our team will help you find the right financing solutions to meet your needs.

TODAY'S RATES

Mortgage rates can change on daily basis. Our team specializes in market trends and help homeowners to determine the right time to purchase or refinance.

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. Our team is here to help you with all of your mortgage refinancing needs.

5 Star Review

Our clients are the foundation of our success:

  • Working with Ryan Delfs on Our mortgage was perhaps one of the Easiest and smoothest business dealings I have "ever" done in my life. In the difficult world of Mortgages... read more

    trackracer22 Avatar trackracer22

    Ryan worked with my partner and I to secure our mortgage for our first home. He was incredibly responsive and supportive with the many questions we had, spent time to... read more

    Madeline Howard Avatar Madeline Howard

    { was so lucky to get to work with Ryan for several reasons. I needed him to get my loan approved as soon as possible and he worked hard... read more

    Ellen Hanley Avatar Ellen Hanley

    Ryan was amazing! He was very attentive, responsive, friendly, professional, and all around the biggest help through it all! Ryan was efficient and provided such positivity all throughout this stressful... read more

    Alexia DeLaPaz Avatar Alexia DeLaPaz
  • Man, what can I say about this man and his dedication to what he does! Ryan, was such a great communicator, and dug very deep to get me and... read more

    Ulises Arellano Avatar Ulises Arellano

    Ryan Delfs of Sierra Wholesale Mortgage was very helpful and sincere during the process of my family on getting our new Home. He always reach out if theres any updates... read more

    john Avatar john

    Very quick easy process !!

    brent pfitzer Avatar brent pfitzer

    We were so lucky that our realtor recommended Ryan when buying a home. We were first-time home buyers, and he made everything simple for us and reduced much of our... read more

    Nick Janusch Avatar Nick Janusch
  • Ryan was amazing and can not recommend him enough. He was very responsive, professional and was a pleasure working. Look forward to working with him in the future. Thank... read more

    B C Avatar B C

    Ryan Delfs is an incredible person to work with. He is able to answer any questions and in a very timely manner. He stayed available and was in constant... read more

    Sherri Rubidoux Avatar Sherri Rubidoux

    Jo Anne and I would like to go on record and say in 57 years of marriage, 3 houses and 4 refinances, this 5th one was the most helpful of... read more

    Jo Anne Nash Avatar Jo Anne Nash

    Ryan was very professional with excellent communication throughout the refinance process. I was pleasantly surprised at how fast and efficient the loan proceeded from starting the inquiry and signing... read more

    Larry Aseo Avatar Larry Aseo
  • Ryan is the best loan officer that will help you get your dream house! He was able to close our first house in San Jose as first time homebuyers and... read more

    anthony arellano Avatar anthony arellano

    Ryan Delfs he’s kind a guy willing to help with a good heart.not like other loan officer always thinking how much money they going to collect with the client.but ryan... read more

    Rolando Macaldo Avatar Rolando Macaldo

    I cannot recommend anyone better than Ryan Delfs. He is quick to respond, understands urgency & his follow-up & guidance during the process is impeccable. He's very experienced... read more

    Kim Dace Avatar Kim Dace

    I reached out to Ryan about refinancing after the company I was working with was giving me the run around. Not only did Ryan come in with a lower... read more

    Tiffany Kerbs Avatar Tiffany Kerbs