Top Rated Mortgage Company In California

If you have mortgage related questions, we have the answers.

Specializing in California Loans

The Ryan Delfs-Mortgage Broker Team is your premier mortgage team located in Granite Bay, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in California.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

How much do you qualify for?

No Obligation. No Credit Check.

$350 M

in loans funded to date

10-DAY

average closing

100%

customer satisfaction rate

A couple closing a mortgage deal.

Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

Quick Custom Quotes & Streamlined Loan Experience

Experience fast, personalized quotes and a fully streamlined online loan application and approval process.

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, Our team will help you find the right financing solutions to meet your needs.

TODAY'S RATES

Mortgage rates can change on daily basis. Our team specializes in market trends and help homeowners to determine the right time to purchase or refinance.

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. Our team is here to help you with all of your mortgage refinancing needs.

5 Star Review

Our clients are the foundation of our success:

  • Ryan Delfs of Sierra Wholesale Mortgage was very helpful and sincere during the process of my family on getting our new Home. He always reach out if theres any updates... read more

    john Avatar john

    Ryan was recommended to me by my son. He was everything my son said he was... easy to talk to, answered all my questions, and professional at all times. Once... read more

    Deborah Weishahn Avatar Deborah Weishahn

    Ryan was amazing! He was very attentive, responsive, friendly, professional, and all around the biggest help through it all! Ryan was efficient and provided such positivity all throughout this stressful... read more

    Alexia DeLaPaz Avatar Alexia DeLaPaz

    I reached out to Ryan about refinancing after the company I was working with was giving me the run around. Not only did Ryan come in with a lower... read more

    Tiffany Kerbs Avatar Tiffany Kerbs
  • Jo Anne and I would like to go on record and say in 57 years of marriage, 3 houses and 4 refinances, this 5th one was the most helpful of... read more

    Jo Anne Nash Avatar Jo Anne Nash

    Had the pleasure of working with Ryan and I never imagined the process being so easy/smooth! With my lack of knowledge, Ryan’s guidance and expertise was much appreciated. Always answered... read more

    Joseph Haro Avatar Joseph Haro

    Ryan was wonderful to work with. He is extremely responsive and you know exactly what needs to be done to move forward.

    Mike Vu Avatar Mike Vu

    Very quick easy process !!

    brent pfitzer Avatar brent pfitzer
  • Ryan has been an instrumental, key player in the whole process of finding our first home as a newly wed couple. Ryan is not only professional, but he works efficiently,... read more

    Ashlie Pulliam Avatar Ashlie Pulliam

    Ryan was personable, professional and made the process smooth and easy. Thank you Ryan!

    Angela Lopez Avatar Angela Lopez

    “I had an incredible experience with Ryan during my home-buying process. He was absolutely amazing, providing exceptional assistance and unwavering support throughout the entire journey. As a first-time homebuyer, I... read more

    Rose De La Paz Avatar Rose De La Paz

    { was so lucky to get to work with Ryan for several reasons. I needed him to get my loan approved as soon as possible and he worked hard... read more

    Ellen Hanley Avatar Ellen Hanley
  • Working with Ryan Delfs on Our mortgage was perhaps one of the Easiest and smoothest business dealings I have "ever" done in my life. In the difficult world of Mortgages... read more

    trackracer22 Avatar trackracer22

    Ryan is an amazing lender, great communication with the borrower and the agent. Up to date status on the loan via email and phone calls throughout the loan process. 100%... read more

    ramzi salameh Avatar ramzi salameh

    We were so lucky that our realtor recommended Ryan when buying a home. We were first-time home buyers, and he made everything simple for us and reduced much of our... read more

    Nick Janusch Avatar Nick Janusch

    Ryan is a customer's broker who is not driven by the dollar he's looking to make but what's right for you, the customer! He continues to find the best... read more

    Darrell Johnson Sr Avatar Darrell Johnson Sr