Your Trusted Friend in The
Mortgage Industry

Ryan worked with my partner and I to secure our mortgage for our first home. He was incredibly responsive and supportive with the many questions we had, spent time to... read more re-explain loan types and worked hard to get us the best rates possible! The process was smooth and shockingly low-stress, we have Ryan to thank for that. We’d recommend him to anyone we know!

Ryan Delfs took the job and got it done! Already recommended Ryan to my close relatives!

Ryan was recommended to me by my son. He was everything my son said he was... easy to talk to, answered all my questions, and professional at all times. Once... read more the refinance was in progress Ryan kept me informed of each step that would taken and followed once the steps were completed. I would recommend Ryan to friends and family.

Ryan is the best loan officer that will help you get your dream house! He was able to close our first house in San Jose as first time homebuyers and... read more despite our limited income and average credit score in 2021. Now, year 2023, our family is growing and we tried getting a house in Lathrop area. We processed the loan through the builder's lender, but it didn't went well. They worked for almost 2months just for them to close the property but they were not able to do it. We did not give up. We knew that RYAN will be able to do it for us! And in just 2 weeks, HE WAS ABLE TO CLOSE THE DEAL! We got our dream house! He is very professional, he knows what he is doing, he is very informative, straight to the point, and NO BS! he is the real deal! If you want to get your dream house and be successful! CONTACT HIM NOW! You will never go wrong with RYAN. You'll thank me later.. and you're welcome!

Ryan is the man! Very professional and great at what he does!

We were very pleased with the service we received from Ryan Delfs. He always responded quickly to our messages and was very patient throughout the process. Ryan is... read more very knowledgeable and we would trust and recommend him to handle any future transactions.

Working with Ryan Delfs on Our mortgage was perhaps one of the Easiest and smoothest business dealings I have "ever" done in my life. In the difficult world of Mortgages... read more and extraordinary competitive market, Ryan was able to make what would normally be a very stressful process into something that I didn't lose a wink of sleep over. Not only is he an absolute professional buy he actually takes pride in caring and making his clients feel so safe and secure. You Rarely come across someone in this industry who truly has his clients best interests in mind. We have NEVER felt so comfortable in knowing that he had everything in complete control. He was able to do EXACTLY what me and my wife needed to be put in the best situation for our future. We will forever only use him in the future as well as make sure we refer him to everyone and anyone who is looking for any aspect in dealing with Mortgages. I truly could not trust anyone else except Ryan Delfs with certainly some of the most important decisions in our lives. We can't thank you enough Ryan. With all our sincerity, Alan & Debra Schwedock

Ryan was very professional with excellent communication throughout the refinance process. I was pleasantly surprised at how fast and efficient the loan proceeded from starting the inquiry and signing... read more closing documents this week. The process took less than one month. We were able to lock in an excellent rate which saved us money on our previous mortgage and also pay off other bills, a definite win win situation. I highly recommend Ryan for anyone interested in mortgage options. Thank you Ryan for all your help. We worked with Ryan 3 years ago and with the recent lower interest rates, we contacted Ryan again regarding refinancing our previous HELOC. Ryan came through again with flying colors. We were able to get a much lower interest rate than before: the first win, payoff credit cards at a lower rate, second win, and pull money out for a kitchen remodel, to further increase our property value, the third win. All of this took place in about two weeks time from initial conversation to closing and cashing out, an extra win. Ryan's team have excellent communication from beginning to end, especially what you're looking for in your financing options. Ryan is trustworthy and always looking out for his client's best interest, which is something rare in this day of businesses looking out for themselves, and not their customers. Ryan, thank you again for your team and their Commitment to Excellence and Where Everyone Wins.

Had the pleasure of working with Ryan and I never imagined the process being so easy/smooth! With my lack of knowledge, Ryan’s guidance and expertise was much appreciated. Always answered... read more or got back swiftly, anticipated a lot of my wants and needs, and went above and beyond to coach me up as a first time home buyer. I would highly recommend Ryan and his team if you’re looking to buy. Thanks a lot Ryan!

Man, what can I say about this man and his dedication to what he does! Ryan, was such a great communicator, and dug very deep to get me and... read more my family the best deal possible! As first time home buyers, Ryan made this process very simple and efficient and we couldn’t thank him more - He went above and beyond!

Ryan is a customer's broker who is not driven by the dollar he's looking to make but what's right for you, the customer! He continues to find the best... read more situation for you versus the quickest or easiest. Would use him going forward for all my loans and honestly for loan advice as well...

Ryan is an amazing lender, great communication with the borrower and the agent. Up to date status on the loan via email and phone calls throughout the loan process. 100%... read more recommendation